About Smart Finance Tools

Smart Finance Tools was created from a simple idea: loan calculators should be clear, honest, and easy to use.

Most comparison tools online are cluttered with adverts, biased affiliate links, or confusing language. They make it hard to see the real cost of a loan, and even harder to compare options side by side.

I built Smart Finance Tools to fix that.

This project started as a way to help people understand loans more transparently – with clean design, straightforward explanations, and accurate maths. No distractions, no hidden incentives, just helpful tools anyone can use.

Our Mission

To make financial decisions simple, transparent, and accessible for everyone.

Our Principles

  • Transparency – clear calculations, no hidden fees or agendas
  • Accuracy – accurate calculations you can trust
  • Privacy – no personal data collected, tracked, or stored
  • Simplicity – complex financial concepts presented clearly
  • Independence – no sponsorships or affiliate bias

Why You Can Trust This Tool

  • Unbiased comparisons – we don't work with lenders
  • Maths you can trust – calculations use standard financial formulas
  • Privacy-first – no accounts, no tracking, no profiling
  • Free to use – the tool is available without cost or restrictions

Who's Behind It

Smart Finance Tools is created and maintained by an individual developer based in the United Kingdom.

The goal is simply to build helpful, reliable tools that empower people to make confident financial decisions.

Contact

If you'd like to get in touch, you can reach us at:

Whether it's feedback, a bug report, or a business enquiry, you're always welcome to reach out.